tag:blogger.com,1999:blog-5483796.post1719121309718642869..comments2024-02-08T14:19:14.573+00:00Comments on 20plus30 Marketing to older consumers: Change in demand for asset class driven by the ageing populationUnknownnoreply@blogger.comBlogger1125tag:blogger.com,1999:blog-5483796.post-32663606094190104552013-07-29T06:02:01.206+00:002013-07-29T06:02:01.206+00:00A lot depends on your potential need to access you...A lot depends on your potential need to access your capital.<br /><br />If financial investments are just one part of your overall wealth/income generation, for example if you have a DB pension, you continue to work, or you have, say, buy-to-let income then continued holding of equities makes perfect sense. Paradoxically a good spread of shares produces a more stable income stream than interest bearing investments which go up or down depending on prevailing interest rates. Over time, if you can sustain the risk, equities will also provide a higher and growing return.<br /><br />If, on the other hand, you may need to convert your wealth to income, say purchase an annuity, then you may not want to take the short term risk that equities have at any particular time. <br /><br />A balance may be income drawdown. <br /><br />Obviously, the overall topic is more complex than the above outline.Anonymousnoreply@blogger.com